Each Office Independently Owned and Operated
July 2026 · Ada County, Idaho
Data sourced from Boise Regional REALTORS® / IMLS. Phase 1 snapshot published August 8, 2026.
$602,000
Ada County · +9.5% year-over-year
34
Ada County · -10.5% year-over-year
947
Ada County July 2026 · +4.8% YoY
1,976
Ada County inventory · -10.1% YoY
The July 2026 numbers are in — and the story is price growth. Ada County's median sale price hit $602,000, up 9.5% from a year ago. That's the strongest year-over-year price appreciation we've seen in this cycle, and it signals that demand is holding firm even as summer winds down.
947 homes sold in July — up 4.8% from last year. Sales volume is solid, though slightly off June's pace, which is normal for this time of year. What's notable is that price appreciation is accelerating even as volume moderates.
Days on market came in at 34 days — down 10.5% year-over-year. Homes are selling faster than they were a year ago, which tells you buyers are engaged and moving. Inventory sits at 1,976 active listings, down 10.1% from last July. Tightening supply plus rising prices equals continued upward pressure.
Bottom line: if you're a seller, the market is working for you right now — prices are rising and homes are selling quickly. If you're a buyer, waiting won't get you a better deal. The longer you sit, the more you're likely to pay.
Mortgage rates ticked up slightly in mid-June to 6.52% (30-year fixed) following stronger-than-expected job growth and inflation data. The economy added 172,000 jobs in May, unemployment held at 4.3%, and annual inflation rose to 4.2% — the highest in three years. Federal Reserve rate cuts now look less likely in the near term.
Despite higher rates, nationally existing home sales reached a five-month high and pending sales increased for the sixth consecutive month. Idaho is following that trend and then some.
The 21st Century Road to Housing Act passed both the House and Senate with bipartisan support in June. The bill targets supply: new restrictions on large institutional investors, banking deregulation to expand mortgage lending, and reduced permitting times. President Trump delayed signing, but analysts expect it to become law. Long-term, this is good news for housing supply and affordability.
Locally, Boise's proposed property tax increase for FY27 was cut from 4% to 2.7% in the mayor's revised budget — saving residents a combined $2.9 million. The city council still needs to approve it, but the direction is clear: city leadership is listening to housing cost concerns.
Sources: Boise Regional REALTORS® Phase 2 Report · Realtor.com · NAR. Updated July 22, 2026.
Source: Boise Regional REALTORS® / IMLS. July 2026 data. Updated August 2026.
Source: Boise Regional REALTORS® / IMLS as of August 8, 2026.
Market averages are just a starting point. Every home is unique. Reach out and I'll give you a personalized, no-pressure analysis of what your home could sell for right now.
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